The Nectar Credit Card is the fastest way to collect Nectar points
With the Nectar Credit Card you could collect:
- 5,000 Nectar bonus points when you spend £500 within the first 3 months of Card membership1
- Up to 4 points for every full £1 when you use both your Nectar Credit Card and your Nectar loyalty card at participating Nectar partners2
- 1 point for every full £1 spent on the Card everywhere else
- 500 MorePoints for every £500 you spend on your Card, each calendar month3
- No annual fee
- Typical 19.9%APR variable4
How to collect points with the Nectar Credit Card
1If approved for the Nectar Credit Card you will collect 5,000 bonus points when you spend a minimum of £500 on goods and services purchased within 90 days from account opening. American Express and Nectar reserve the right to vary the rate at which points are collected. Nectar points are not earned on Balance Transfers, Cash Advances, American Express Travellers Cheque purchases, Foreign Exchange, interest, any spending in excess of your credit limit, charges for dishonoured cheques, late payment or referral charges and other charges.
24 points per full £1 consists of collecting 2 points on your Nectar Credit Card and 2 points on your Nectar loyalty card at most participating partners. For BP, Expedia and Homebase different points levels apply. See nectar.com for details.
3For every £500 spent on your Card, in any calendar month, you will collect 500 MorePoints on top of your usual base and bonus points. There is no upper limit. American Express and Nectar reserve the right to vary the rate at which points are collected.
4American Express may vary the APR, interest rates and other charges from time to time. The Nectar Credit Card interest rate for Cash Withdrawals is 27.9% p.a.(2.08% per month). We may offer you the opportunity to request Balance Transfer(s) from time to time - we will charge interest on all balances that result from Balance Transfer(s) at the standard rate of 1.53% per month, 19.9% per annum on a daily basis until the amount is fully repaid to us. For example we reserve the right to refuse any Balance Transfer requests including Balance Transfers from overdue accounts, exceeded Credit Limits, overdrafts, loans, HP agreements or any Amex accounts. We are not liable for any overdue payments or interest incurred. Payments to card companies will normally be made within 30 days from receipt of our statements and we will advise you when payment is made. We may charge a handling fee in relation to Balance Transfers. Any such handling fee will be 3% of the Balance Transferred.
Applicants must be 18 years old or over. Approval subject to status, certain exclusions apply. Written details are available upon request. The Nectar Credit Card is issued by American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX. Registered in England and Wales with Number 1833139.
American Express Services Europe Limited is authorised by the Financial Services Authority under the Payment Services Regulations 2009, reference number 415532, for the provision of payment services.
