Collect points faster with the Nectar Credit Card
The Nectar Credit Card is the fastest way to collect Nectar points
You collect 1 point for virtually every full £1 spent everywhere you use it: on the high street, online, on your holidays and of course for all your daily spending. And when you use the Card at Nectar partners, you collect 2 points per full £1 spent.
You also collect 500 extra Nectar points (MorePoints) for every £500 you spend on your Card in any calendar month1. That's on top of your usual base and bonus points, so you can watch the treats roll in even faster!
The Nectar Credit Cards comes with lots of benefits like:
- Double Nectar points for the first 3 months2
- 2 points for every full £1 spent on the Nectar Credit Card at Nectar partners
- 1 point for every full £1 spent on the Card everywhere else
- 500 MorePoints for every £500 you spend on your Card, each calendar month
- No annual fee
- Typical 18.9%APR variable 3
How to collect points with the Nectar Credit Card
1For every £500 spent on your Card, in any calendar month, you will collect 500 MorePoints on top of your usual base and bonus points. There is no upper limit. American Express and Nectar reserve the right to vary the rate at which points are collected.
2Double points will be collected everywhere you spend for the first 3 months of Cardmembership only. Nectar points are not collected on Balance Transfers unless stated otherwise, Cash Advances, American Express® Travellers Cheque purchases, Foreign Exchange and Express Cash Transactions, interest, any spending in excess of your Credit Limit, charges for dishonoured cheques, late payment or Referral Charges and American Express Credit Card finance charges. American Express reserves the right to vary the Nectar points you collect from American Express on spending at any Nectar partner.
3American Express may vary the APR, interest rates and other charges from time to time. The Nectar Credit Card interest rate for Cash Withdrawals is 27.9% p.a.(2.08% per month). We may offer you the opportunity to request Balance Transfer(s) from time to time - we will charge interest on all balances that result from Balance Transfer(s) at the standard rate of 1.46% per month, 18.9% per annum on a daily basis until the amount is fully repaid to us. For example we reserve the right to refuse any Balance Transfer requests including Balance Transfers from overdue accounts, exceeded Credit Limits, overdrafts, loans, HP agreements or any Amex accounts. We are not liable for any overdue payments or interest incurred. Payments to card companies will normally be made within 30 days from receipt of our statements and we will advise you when payment is made. We may charge a handling fee in relation to Balance Transfers. Any such handling fee will be 3% of the Balance Transferred.
Applicants must be 18 years old or over. Approval subject to status, certain exclusions apply. Written details are available upon request. The Nectar Credit Card is issued by American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX. Registered in England and Wales with Number 1833139.
