Loading
+20,000 Nectar points when you apply for the American Express® Nectar Credit Card and spend £2,000 in the first three months of Cardmembership. T&Cs apply.
Representative Example: Representative 35.8% APR variable. Based on annual fee of £30 (£0 in the first year) and assumed limit of £1,200. Interest rates for purchases 29.1% p.a.variable.
If you're a new American Express Nectar Credit Cardmember, you can collect 20,000 Nectar points when you apply for the American Express Nectar Credit Card and spend £2,000 in the first three months of Cardmembership1
Collect a minimum of 3 points2 when you shop using your Credit Card and use your Nectar account with a Nectar partner
Collect 2 points2 for every £1 spent on your Nectar Credit Card everywhere else
Recommend the American Express Nectar Credit Card to a friend and you’ll receive 5,000 bonus points, once they’re approved3
Bag 3,000 bonus points when your Supplementary Card application is approved4
On average, Cardmembers collect 19x more points compared to a regular Nectar collector. ^^ That’s £154 more in Nectar points than average Nectar collectors in a year.^^
That gives you loads of points to spend on whatever you want, whether your after a new TV, want to splash out on your next weekly shop or finally book that family staycation you’ve been craving.
Your interest rates will change in line with the Bank of England base rate. Please click here for more information. T&Cs apply5.
Terms and Conditions
American Express Nectar Credit Card Terms & Conditions
1 20,000 bonus points will be added onto your Account once you have been approved and a minimum of £2,000 has been spent and charged to the Account within three months of Account opening. All introductory offers are subject to change, can be withdrawn at any time. This new Cardmember offer is only available if you have not held a personal American Express Card within the previous 24 months. If you have held a personal American Express Card within the previous 24 months, you will be entitled to all other Card benefits excluding the welcome offer.
2Collect 2 points for every £1 spent on your American Express Nectar Credit Card (except for purchases made at warehouse retailers in the United Kingdom where you will collect points at the rate of 1 point for every full £1) and a minimum of 1 point on your Nectar loyalty card at most participating Nectar partners. Different points levels apply as the base collect rate on the Nectar loyalty card varies with different partners. See nectar.com for details.
3American Express Referral Programme Terms
-
You will receive your bonus if your friend or family member uses your link to apply for a Card (other than a Basic Card) and is approved. You will not receive a bonus if they apply for a Basic Card.
-
Only friends and family: you must only send the referral link to close friends and family. We will not discuss the outcome of your friend or family member’s Card application.
-
Ask their permission first: please don’t spam. Before sharing the referral link with your friend or family member, you must ensure you have obtained their consent to receiving this type of marketing communication. Sending emails to people without consent is considered spam.
-
Your friend or family member must apply using the referral link you share with them.
-
You must have an American Express Card Account to receive a bonus.
-
It may take up to ten weeks for your bonus to be credited to your Account, if your friend or family member’s Card application is successful.
-
You can earn up to a maximum of 90,000 Nectar points per calendar year.
-
If you do not comply with these terms, you could lose your bonus and you will be excluded from participating in your Cards Referral Programme in future.
-
If payments to your Card Account are not kept up to date, you could lose your bonus points.Different points levels apply as the base earn rate on the Nectar Card varies with different partners. See nectar.com for details.
Important Information
-
Your friend will not be eligible to receive any welcome bonus offer if they hold or have held any personal American Express Cards in the past 24 months.
4Supplementary Cards
The term additional refers to the American Express Supplementary Card programme.
Your Supplementary Cardholder will have access to the Amex Offers programme. In order for them to use an Offer, they (Supplementary Cardholder) must save the Offer to their own Card Account. To do this, they can go to the American Express App, find an offer in the Offers tab and click “Save to Card.” Offer only applies to spend settled in Great British Pound (GBP) on the Card to which the offer is saved, including an American Express Card loaded into a mobile payment wallet, Offer does not apply to spend on other Cards you might hold and is not valid for transactions made using Payment Aggregators. For more information please visit: https://www.americanexpress.com/uk/benefits/why-american-express/offers.html
Insurance benefit only available on select Cards. Please read your terms and conditions for further information.
The bonus Nectar points offer is valid for the first approved Supplementary Nectar Card only. Please note, in rare circumstances it may take up to 90 days for the 3,000 Nectar points to be applied to your Account. You may apply for up to 5 Supplementary Cards but you will only receive the 3,000 Nectar points for the first Approved Card. You will not receive this bonus if you have received it before. This offer is subject to change and may be withdrawn at any time.
You are entitled to up to 5 complimentary Supplementary Cards on the American Express Nectar Credit Card, subject to approval. Supplementary Cards can be requested for anyone aged 18 or over and reside in the United Kingdom. If approved, you will be responsible for any spending on your Account made by the Supplementary Cardmember.
The annual card fee is £30. You will receive the first year of Cardmembership with £0 annual fee. From year two of your membership, a £30 annual fee will automatically be charged to your Account on or after the anniversary of your account opening date. The first year fee waiver is only available to new American Express Nectar Credit Cardmembers.
5Subject to enrolment, for more information click here. Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.
^19x more points is based on the average Nectar points collected in a year by an active American Express Nectar Credit Cardmember, divided by the average Nectar points collected in a year by an active Nectar customer. This statement is true as of August 2024.
^^ £154 more Nectar points by using the American Express Nectar Credit Card than the average Nectar collector data stated is based on the average Nectar points collected in a year by an active American Express Nectar Credit Cardmember, compared with an average Nectar collector without an American Express Nectar Credit Card. This statement is true as of August 2024.
Applicants must be aged 18 years old or over, earn at least £20,000 per year and have a permanent home address in the United Kingdom. Approval is subject to status and Terms and Conditions apply. For full Terms and Conditions click here or call 0800 917 8015. Nectar 360 Limited, registered in Enlgand and Wales (company number 4224736) is an introducer appointed representative of American Express Services Europe Limited. The American Express Nectar Credit Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.