+10,000 points*, and the chance to win 1 of 10 prizes of 100,000 points when you buy pet insurance from Sainsbury's Money**

Terms and Conditions

Terms and Conditions

*10,000 points offer 

1) This offer is only available when you get a quote and buy a new pet insurance policy direct from the Sainsbury’s Money. Purchases through price comparison, cashback, voucher code and similar sites are excluded. 

2) 10,000 points will be added to your Nectar account within 60 days of your policy start date, unless your policy is cancelled during this period. If you’ve been offered a different number of points elsewhere, you’ll be awarded whichever is the bigger number 

3) You need to add your Nectar card number and promotional code PETWIN to your quote. 

4) We've selected this offer for you and it can't be transferred to anyone else. 

5) Points will only be awarded once per Nectar account. 

6) Sainsbury's Supermarkets Ltd award the points from this offer. No cash alternative is available. 

7) This offer is governed by English law and we reserve the right to change or cancel it without notice. 

Sainsbury's Financial Services act as an introducer to Pinnacle Insurance Ltd who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register no 110866). Pinnacle Insurance Ltd is registered in England and Wales (No. 01007798). Registered Office: 4th Floor, Limelight, Elstree Way, Borehamwood, Hertfordshire, WD6 1JH. 

Sainsbury’s Pet insurance is arranged, administered and underwritten by Pinnacle Insurance Ltd. Sainsbury's Financial Services and Pinnacle Insurance Ltd are not part of the same corporate group. We do not provide personal recommendations to customers. 

**Pet Insurance Nectar Prize Draw 

1. This Promotion is open to UK residents only (except where the prize relates to alcohol in which case Scotland and Northern Ireland are excluded) aged 18 and over, who is a Nectar account holder, except for employees of the Promoter (defined below), or anyone else associated with the administration of this Promotion.    

2.This offer is only available when you get a quote and buy a new pet insurance policy direct from the Sainsbury’s Money website. Purchases through price comparison, cashback, voucher code & similar sites excluded. 

3. To enter you must:    

a. Opt into the prize draw where advertised at nectar.com or the Nectar.com app or from the Pet Insurance Nectar Prize Draw Email.   

b. Receive a quote and buy a new pet insurance policy direct from the Sainsbury’s Money website using promo code  PETWIN 

c. Provide your Nectar account number before you complete the purchase.   

4. The Promotion opens on 24/09/2026 and closes at 23:59 on 21/10/2026 for receipt of all entries.   

5. Entries are restricted to 1 per household for the duration of the Promotion. No entries from agents, third parties or organised groups will be accepted. No bulk entries.   

6. There are 10 prizes of 100,000 Nectar points per person to win.    

7. The winners will be drawn at random on or before 17/2/2027.  Winners will automatically receive their points in their Nectar account 120 days from the end date of this prize draw.  Winners will receive an email, to the email address registered to their Nectar account, after their prize has been awarded. If you do not wish to receive a prize please contact us on 0344 811 0811 

8. The 10 winners will each receive 100,000 Nectar points, credited to the Nectar account used to enter this Promotion 120 days from the end date of this prize draw. 

9. The Promoter’s decision is final and binding in all matters and no correspondence will be entered into.    

10. Any personal data relating to entrants will be used solely for the purposes of this Promotion and/or by any agent appointed to assist with running the Promotion on behalf of the Promoter and will not be disclosed to any other third party for any other purpose.  Entrants’ personal data will be handled in accordance with Promoter’s privacy policy, available at their website https://money.sainsburys.co.uk/legals/leg-reg-privacy-policy 

    

11. The Promoter is not responsible or liable for any entries that are lost or delayed due to faulty or failed electronic data transmissions; communications line failure, regardless of cause, with regard to any equipment, systems, networks, lines satellites, servers, computers or providers utilised in any aspect of this Promotion causing delays or disruption; for claims which are lost, delayed, corrupted, damaged, misdirected or incomplete or cannot be delivered for any technical, delivery or other reason. Proof of posting will not be accepted as proof of receipt.   

12. There is no alternative to the stated prize or any cash substitute. The prize is non-transferable. The Promoter reserves the right to substitute the prize for one of greater or equal value.    

13. Winners may be requested to participate in any reasonable publicity when asked by the Promoter and shall not receive payment for such publicity. You may opt-out of publicity. By entering this Promotion, entrants agree to be bound by these Terms and Conditions governing this Promotion and by any other requirements set out in related promotional materials.   

14. The name and county of the prize winners can be obtained by writing to the Promoter at the address below within 3 months of the Promotion close date. If you do not want your surname and county included on the list of winners referred to above, you must notify the Promoter within a reasonable period of time before the closing date of the Promotion. Without prejudice, the Promoter will provide this information to the Advertising Standards Authority on reasonable request.   

15. The Promoter reserves the right to vary the Terms and Conditions or cancel the draw at any stage in the event of circumstances arising beyond its reasonable control. Any question concerning the legal interpretation of the rules will be based on English law and the Courts of England and Wales will have exclusive jurisdiction.   

16. Promoter: Sainsbury’s Financial Services, Registered Office, 33 Charterhouse Street, London EC1M 6HA (Registered in England and Wales, no. 3279730).  

Sainsbury's Financial Services act as an introducer to Pinnacle Insurance Ltd who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register no 110866). Pinnacle Insurance Ltd is registered in England and Wales (No. 01007798). Registered Office: 4th Floor, Limelight, Elstree Way, Borehamwood, Hertfordshire, WD6 1JH. 
Sainsbury’s Pet insurance is arranged, administered and underwritten by Pinnacle Insurance Ltd. Sainsbury's Financial Services and Pinnacle Insurance Ltd are not part of the same corporate group. We do not provide personal recommendations to customers.