A suitcase full of points

Make this season one to remember by heading to Nectar before you book your travels. Find all you need from tickets and hotels to travel insurance, and get points on the fun stuff in life.

Pick up more points

This season collect more points on everything from the little treats to your big holidays with the American Express® Nectar Credit Card, and:

  • Collect a welcome treat of 20,000 bonus points when you spend £2,000 in the first three months of Cardmembership!1.
  • Collect 2 points per £1 spent on the Card, or even more when combined with some of our great points offers with Nectar partners when using your Nectar Loyalty Card2
  • Already have a card? Refer a friend and receive 5,000 points when your friend is approved3

Representative Example: Representative 28.2% APR variable. Based on annual fee of £25 (£0 in the first year) and assumed credit limit of £1,200. Interest rate for purchases 22.9% p.a. variable.

*Full terms & conditions apply.

Find out more

American Express Nectar Credit Card Terms & Conditions

120,000 bonus points will be added onto your Account once you have been approved and a minimum of £2,000 has been spent and charged to the Account within three months of account opening. All introductory offers are subject to change, can be withdrawn at any time. “I understand that I will not be eligible for any welcome bonus offer if I hold or have held any personal American Express Cards in the past 24 months”.

2Collect 2 points for every £1 spent on your Nectar Credit Card (except for purchases made at warehouse retailers in the United Kingdom where you will earn points at the rate of 1 point for every full £1) and a minimum of 1 point on your Nectar loyalty card at most participating Nectar partners. Different points levels apply as the base earn rate on the Nectar loyalty card varies with different partners. See nectar.com for details.

3American Express Referral Programme Terms

  • You will receive your bonus if your friend or family member uses your link to apply for a Card (other than a Basic Card) and is approved. You will not receive a bonus if they apply for a Basic Card.

  • Only friends and family: you must only send the referral link to close friends and family. We will not discuss the outcome of your friend or family member’s Card application.

  • Ask their permission first: please don’t spam. Before sharing the referral link with your friend or family member, you must ensure you have obtained their consent to receiving this type of marketing communication. Sending emails to people without consent is considered spam.

  • Your friend or family member must apply using the referral link you share with them.

  • You must have an American Express Card Account to receive a bonus.

  • It may take up to ten weeks for your bonus to be credited to your Account, if your friend or family member’s Card application is successful.

  • You can earn up to a maximum of 90,000 Nectar points per calendar year.

  • If you do not comply with these terms, you could lose your bonus and you will be excluded from participating in your Cards Referral Programme in future.

  • If payments to your Card Account are not kept up to date, you could lose your bonus.Different points levels apply as the base earn rate on the Nectar Card varies with different partners. See nectar.com for details.

Important Information

  • Your friend will not be eligible to receive any welcome bonus offer if they hold or have held any personal American Express Cards in the past 24 months.